Priceless Investments

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Rylee05 asked:


I have been researching vegetable oil burning vehicles
and am considering buying or converting one. Before I make a big
investment I would really like to talk to someone who has a vegetable
oil car in the Twin Cities area. I would like to ask them about how
well they run here in MN and about their set up. And do they really
smell like French fries? Any websites, recommended books, personal
experience, any information will be greatly appreciated.

MomentsOFdrama asked:


1. what type of commitment to make it a success?
2. how much time/effort/personal investment for success ratio?
3. personal preference for potential self employment is in academic interests, could this be a means which justifies the end. OR am I wasting my time???
4 Thank You, each one, who answers this question,,,

HiredGunz98 asked:

China has introduced its first-ever investment opportunity for silver bullion. The bars are available in 500 grams, 1 kilogram, 2 kilograms and 5 kilograms with a purity of 99.9 percent.

al819604 asked:


A coworker said she was charged ~$500. Also, how do you make sure they are not biased or trying to sway you towards investments for their personal gain. Obviously, I’m not very investment saavy. Sorry if this sounds stupid

Buying income producing property is becoming a popular choice for people seeking to supplement their income creating an additional revenue stream. Real estate purchases will typically grow in value. Yet, many properties acquired through a structured financial plan using funds from an investment loan can produce income both part time and a full time.

An Investment Loan as Part of a Personal Growth Plan

As part of a strategic personal financial growth plan, an investment loan can be a valuable method toward obtaining financial independence. The actual structure of your investment loan is an important aspect affecting the return on your investment. Options available to investors today are quite similar in the same loans available for owner-occupied dwellings. A person seeking to invest in a secondary, or income-producing, property can use the same standard fixed and variable rates for home purchase. Not only will the same rates be available but the same loan features as well.

What are Investment Loan Features?

Just as is available for owner-occupied home loans, an investment loan will have the following features:

Redraw – allows access to additional funds paid into an investment loan if extra funds are needed. It is generally nit available with a fixed-rate loan. Additional repayments – This feature allows an investor to make extra loan repayments reducing the interest charged due to reducing the loan length term. This feature also is typically not available for fixed-rate loans. Repayment holiday – allows many borrowers the opportunity to forego repayments during specified periods. Although not making repayments during these times, interest still accrues on the balance. This feature may compel the need to make additional advance payments before the deferred period or may require a lump sum repayment after the deferred time. Investment loan repayments may need to be increased to activate this feature. Parental leave – allows to either reduce or defer repayments for a mutually agreed upon period after the birth or adoption of a child. Interest still accrues on the balance and a fee may be charged to activate this feature.

Planning Considerations for Investment Loan Funds

There also exist many traditional tax advantages when obtaining an investment loan. Before venturing into the world of purchasing property through the funds available from an investment loan, consulting a financial planner to ensure any purchase from you investment loan is a financially wise long-term choice.  There are key factors to consider when investing in property including:

Sufficient infrastructure in place. Is a targeted investment property in an area with sufficient access to schools, medical facilities, shopping areas, freeways and other main roads? Capital growth has historically increased steadily during the past 20 years. Check out any potential growth plans including housing density increases or planned roads for increased traffic flow. When examining investment in new subdivisions, always check for similar planned developments nearby that may have a direct impact on the value of your targeted purchase. Many people prefer renting new homes compared to any three years or older. Establish an investment exit plan that will free you from financial consideration in any property purchased. For example, purchasing a new home in a new subdivision may call for sale of the property within three years when it outlives its rental popularity potential.

Use Internet resources to locate an investment loan suitable for your wealth creation planning needs.

Buying income producing property is becoming a popular choice for people seeking to supplement their income creating an additional revenue stream. Real estate purchases will typically grow in value. Yet, many properties acquired through a structured financial plan using funds from an investment loan can produce income both part time and a full time.

An Investment Loan as Part of a Personal Growth Plan

As part of a strategic personal financial growth plan, an investment loan can be a valuable method toward obtaining financial independence. The actual structure of your investment loan is an important aspect affecting the return on your investment. Options available to investors today are quite similar in the same loans available for owner-occupied dwellings. A person seeking to invest in a secondary, or income-producing, property can use the same standard fixed and variable rates for home purchase. Not only will the same rates be available but the same loan features as well.

What are Investment Loan Features?

Just as is available for owner-occupied home loans, an investment loan will have the following features:

Redraw – allows access to additional funds paid into an investment loan if extra funds are needed. It is generally nit available with a fixed-rate loan. Additional repayments – This feature allows an investor to make extra loan repayments reducing the interest charged due to reducing the loan length term. This feature also is typically not available for fixed-rate loans. Repayment holiday – allows many borrowers the opportunity to forego repayments during specified periods. Although not making repayments during these times, interest still accrues on the balance. This feature may compel the need to make additional advance payments before the deferred period or may require a lump sum repayment after the deferred time. Investment loan repayments may need to be increased to activate this feature. Parental leave – allows to either reduce or defer repayments for a mutually agreed upon period after the birth or adoption of a child. Interest still accrues on the balance and a fee may be charged to activate this feature.

Planning Considerations for Investment Loan Funds

There also exist many traditional tax advantages when obtaining an investment loan. Before venturing into the world of purchasing property through the funds available from an investment loan, consulting a financial planner to ensure any purchase from you investment loan is a financially wise long-term choice.  There are key factors to consider when investing in property including:

Sufficient infrastructure in place. Is a targeted investment property in an area with sufficient access to schools, medical facilities, shopping areas, freeways and other main roads? Capital growth has historically increased steadily during the past 20 years. Check out any potential growth plans including housing density increases or planned roads for increased traffic flow. When examining investment in new subdivisions, always check for similar planned developments nearby that may have a direct impact on the value of your targeted purchase. Many people prefer renting new homes compared to any three years or older. Establish an investment exit plan that will free you from financial consideration in any property purchased. For example, purchasing a new home in a new subdivision may call for sale of the property within three years when it outlives its rental popularity potential.

Use Internet resources to locate an investment loan suitable for your wealth creation planning needs.



By: David Nalin

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eHow asked:

Buying stocks without a broker is a simple process done by going through the company’s Web site and signing up for an account online. Purchase stocks or a dividend reinvestment plan with insight from an experienced financial specialist in this free video on investing. Expert: Phillip Beningoso Contact: www.wearehdtv.com Bio: Phillip Beningoso has a bachelor’s of arts degree with a major in finance and a minor in economics and computer sciences from Kent State University. Filmmaker: Christopher Rokosz

xpyaladocouse asked:


Im exactly a teenager and i really would like to benifet in investing in stocks at a young age, for both knowlege and money. More knowlege though so that i have preference for the future. Ive been researching alot about stocks and investing, so i really would like to try it.

so ive heard something about sharebuilder. what is it? how do you open an account? how does it work?

thanks i really appreciate it.

Is investment language intimidating? Do financial goals of security, or pursuing a dream or being worry-free of debt seem out of reach? Building a level of personally defined wealth is within a person’s control with investment understanding, sound principles and discipline.

Lipscomb honed his personal investment strategies over two decades. His claim is that he became a millionaire before the age of 40. As an employee in a worldwide computer component manufacturer, the perspective of successful wealth building strategies start and end with this book; unless there he authors another book. Lipscomb’s career is not as a financial planner. Instead, on faith that his ethics are sound as stated, his ideas presented are from personal experience and research. His style makes otherwise a jargon heavy field, understandable and at times entertaining.

Lipscomb focuses on stock investments because it is what knows best and offers rich, plain, anecdotal examples of what to do and what not to do. Adding credence to his own success with stock investing, his book has examples of both hard copy and internet based information sources for improving awareness of the why and how of stocks. The best read to self-educate is the Wall Street Journal and with a “put this book down and call or go online right now,” command, how can this be any stronger stated? Lipscomb refers to investor journals or websites to both read and study as well as to avoid. He does the latter by only emphasizing the sources to select.

Understanding risk and reward in investing is foundational, but what is it really? First, he gives, with several pages of discussion, a dry, dictionary definition of, “risk is the degree of probability of losing various amounts of money during a specified length of time.” Halfway into this level of explanation, he offers the same amount of explanation that most can more easily relate. Risk then becomes more metaphorical. “Like seatbelts and airbags reduced the risk of injury during accidents, dividends reduce the risk of loss while owning stocks.”

Lipscomb’s second to last chapter, specifically titled, “Be Ethical, Be Vocal,” spotlights investor’s ethics. He talks about high profile cases including Martha Stewart’s illegal gain from insider trading. The aim of the chapter encourages stockholder participation in company votes, board meetings and conversations with executives. Well rounded involvement encourages all stakeholders to do the right thing. Lipscomb’s own ethics appear through every chapter as he cites examples like this one that he faces in his investing. Achieving Prosperity makes an otherwise complicated personal life endeavor for many, easy and down to earth. It’s an encouragement and motivator for anyone wanting to control his or her financial future.

-ForeWord Clarion Reviews by Patricia Weber

Achieving Prosperity: A Realistic, Ethical Guide to Building Wealth by Todd Lipscomb; AuthorHouse; Publication date, 2006; Page Count: 145 pages; ISBN: 1-4259-4513-9

By: Patricia Weber

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